How to withdraw free spins winnings: when it is real money

A free spin pays £6, and whether you get to keep that £6 hinges on three lines in the promotion terms: whether winnings are paid as cash or as bonus, whether a cap applies, and how long you have to use them. This guide analyses those lines at all ten casinos we review, the licence condition that now limits wagering, and the withdrawal minimums that decide whether a small win can leave the account at all.

By · Last checked: 3 September 2026

10xthe maximum wagering requirement the licence has allowed since 19 January 2026
6 of 10casinos here that pay daily free-prize spin winnings as cash with no wagering
£10the cap on a Betfred Prize Reel win, and NetBet's cap on most Wheel of Gold prizes
24 hoursthe life of a Paddy Power Wonder Wheel free spin before it expires
How to withdraw free spins winnings: a fountain of gold coins rising from a sapphire slot reel

Cash, bonus or capped: the three states of a free-spin win

Every free spin on this page rewards its winnings in one of three states, and the promotion terms identify which. Recognising the three is most of the work.

Cash 1. Paid as cash The win goes to your real-money balance and can be withdrawn like a deposit. Monopoly: "Any winnings from Free Spins are credited to your account as cash." Betfred: "There are no wagering requirements attached to any winnings received from the Free Spins."
Locked 2. Paid as bonus The win is bonus money until a wagering requirement is met. BetVictor: "All casino bonuses (free spins or casino cash or casino bonus funds), will have a specified wagering/play-through requirement before they are released as real cash into customer accounts." Coral: winnings are "a Casino withdrawal restricted bonus".
Capped 3. Cash, but capped Real money, with a ceiling. NetBet: "Some promotions include a maximum winnings cap. Any winnings above the stated cap are forfeited." MrQ: "If your free spins had a maximum win cap, they'll stop once that cap is reached."

BetMGM's help centre says the same thing in one paragraph: "Whether your Free Spin winnings are withdrawable immediately or require wagering depends on the specific offer. Some Free Spins pay out in real money, while others may include wagering requirements. Always check the terms of the promotion you received to confirm how your spins work." The table below does that checking for the offers we cover.

The 10x rule

Until 19 January 2026, wagering requirements were uncapped. The licence now sets a ceiling, and it also defines the term in a way worth quoting back to a casino.

"Apply wagering requirements, which requires a customer to play through bonus funds, over a maximum of 10 times. A wagering requirement is where a customer is required to make wagers totalling a particular value for funds to become withdrawable."

Gambling Commission, LCCP social responsibility code 5.1.1, listed under what licensees "must not" do

The same code states that terms have to be "clear, transparent, and fair and readily accessible", and bans the mixing of products in one incentive, so a casino free spin cannot be combined with a sports bet. The Advertising Standards Authority has the rule on the word itself: "Marketers should not describe an offer as 'free' if the customer must risk their own money to qualify", and any ad must carry the significant conditions, which its guidance says "are likely to include any minimum stakes, details of how to participate in the promotion and any wagering requirements".

In the second state above, the 10x ceiling does bite. BetVictor's £30 casino bonus carries 10x wagering with a £300 maximum withdrawal, the licence maximum and a cap together. The six casinos that pay daily-prize spin winnings as cash never reach that rule at all.

How to withdraw free spins winnings at all ten casinos

Each row reads the casino's own promotion terms, help centre or the daily-prize terms we captured for its review. "Daily prize spins" are the free spins won on the wheels and games that place these casinos on SpinRewardz (ranked on our daily free spins page); "welcome spins" are the sign-up offer.

CasinoDaily prize spins pay asWelcome spins pay asCapExpiryMin withdrawal
BetfredCash: the Prize Reel's spins are at 10p, "no wagering requirements"Cash, once every spin is used: "Winnings from the Free Spins will be added to your cash balance once all free spins have been used"£10 on a Prize Reel win; none stated on the welcome spinsPrize Reel claimed by 23:59 the same day; welcome spins 7 days once acceptedShown at withdrawal
BetMGMCash: Golden Wheel spins and chips carry no wagering, and the wheel's top prize is cashCash: 200 spins at 10p on Big Bass Splash, no wagering on winningsNone statedWheel spins "expire at 23:59 each day if not claimed"; welcome spins valid 3 days£10, "If your cash balance is less than £10 and you wish to withdraw it, please contact Customer Support"
BetVictorCash prizes are cash; free-spin prizes follow the bonus ruleBonus: 50 spins plus £30 bonus funds at 10x wagering£300 maximum withdrawal on the welcome bonus; £25,000 a day on all bonuses combined"All casino bonuses will have a stated expiry date after which time they will be redundant"£5; £1 to £5 by asking support
CoralBonus: "Free Spins winnings are paid out as a Casino withdrawal restricted bonus"Bonus, the same ruleSet per offer in the specific terms"In case you don't use them in time, you'll lose any Free Spin winnings and any spins remaining"Not published
LiveScore VegasCash: "we have no restrictions on these wins"Per offer termsNone statedSpins won on the Daily Free Game are valid 90 days; chips 28 days; crediting "can take up to 72 hours"Under £10 by asking support; £5 by method
Monopoly CasinoCash: Free Parking Picks pays cash prizes from £1 to £750Cash: "Any winnings from Free Spins are credited to your account as cash. Once credited, you can withdraw your winnings via the Withdrawal page, subject to standard checks."None statedSlot Masters spins "valid for 72 hours once credited"£10
MrQCash, no wagering, capped per dropCash: 100 spins on Big Bass Splash with uncapped winnings"If your free spins had a maximum win cap, they'll stop once that cap is reached""some spins last 48 hours, others 7 days"£10
NetBetCash, capped: Wheel of Gold winnings are cash, capped at £10 or £50 on the two top prizesCash: 100 spins at 10p, "Winnings paid as cash, £100 Max win"£10 or £50 on the wheel; £100 on the welcome spins; "Any winnings above the stated cap are forfeited"Per promotion terms£10
Paddy PowerCash: Wonder Wheel free spins carry "No wagering"; scratchcards 1xBonus that pays out: spins are awarded as a bonus and "Whatever you win from your bonus is yours to keep"None statedWonder Wheel prizes 24 hours; welcome bonuses 7 daysShown at withdrawal
Sky VegasCash: Prize Machine spins pay winnings to the cash balance with no wageringCash from the spins; 50 spins on opt-in, 200 more after £10 staked within 30 daysNone stated"Please ensure you use your Free Spins within 7 days before they expire", and you must click "claim prize"£5

Looking at the first column, the split is six casinos paying daily-prize spins as cash without a cap, two paying cash with a cap, and two treating the win as bonus. Our no-wagering bonus list ranks these ten casinos on that column, and our existing-customer offers list tracks the daily schemes week by week.

Gold coins under a sapphire glass dome: the maximum-win cap on free spin winnings

How a cap actually works

A cap is not a deduction at withdrawal. It is a limit that stops the spins, or trims the credit, as soon as it is reached.

MrQ explains the mechanism: spins with a cap "stop once that cap is reached", which is why a player with 50 spins can find 30 of them have been used. NetBet describes the alternative: winnings "above the stated cap are forfeited", which means the spins continue but the excess never lands. In either case the cap is in the terms before the first spin, and both casinos instruct you to look there.

Caps seem harsh until you compare them with the stake value of the spins. Betfred's Prize Reel and NetBet's Wheel of Gold both run spins at 10p:

50 spins × 10p = £5 of stake value £10 cap = 2x the stake value NetBet top prizes: £50 cap on the same 10p spins MrQ welcome spins: no cap at all

A cap set at twice the stake value is generous for a free daily spin, and the majority of 10p spins never come close to it. The caps that matter are the ones tied to bonus money. A prime example is BetVictor, which places a £300 withdrawal limit on a £30 bonus, ten times the bonus, which is exactly the licence's wagering ceiling expressed as a payout ceiling.

Expiry: the clock that costs more than any cap

Spins that are not claimed or used are worth nothing, and the windows on this page range from a few hours to three months.

Gold hourglass with sapphire sand: the expiry window on free spins Two clocks, not one A claim window and a use window. BetMGM's wheel spins "expire at 23:59 each day if not claimed", then the prize "may come with their own expiry". Sky makes you "click 'claim prize'" and then use the spins "within 7 days". Betfred's welcome choice must be made "when the bonus message is displayed".
Hourglass What expiry takes with it At Coral, both the spins and their winnings: "you'll lose any Free Spin winnings and any spins remaining." At BetVictor, unfinished wagering by the expiry date means "any remaining bonus funds, including bonus winnings, will be forfeit." At the cash-paying casinos, only the unused spins.

LiveScore's 90 days on spins won in its Daily Free Game is the longest window on the page, and the shortest is Paddy Power's 24 hours on a Wonder Wheel prize. Everything else sits between three and seven days, so the practical approach is to play a free spin on the day it arrives.

The withdrawal minimum, where small wins get stuck

Even a £4 cash win is not withdrawable if the cashier's floor is £10. The word that decides whether daily prize winnings ever leave the account is minimum.

£10 is the least you can withdraw at BetMGM, Monopoly, MrQ and NetBet. Sky and BetVictor set it at £5. LiveScore's cashier lists £5 per method but says "If your balance is less than £10, please get in touch with customer support." BetMGM's answer to the same problem is the same: "If your cash balance is less than £10 and you wish to withdraw it, please contact Customer Support for assistance." BetVictor: "If your balance is less than £5 but equal to or greater than £1, you can still withdraw your funds by contacting our Customer Services Team", and "Balances below £1 cannot be processed."

The other trap is the closed loop. Free-spin cash goes out by the method you deposited with, and at a casino you have never deposited at there may be no route at all. Paddy Power's withdrawal page says a card is verified by deposit: "In order to verify your card, you must deposit first." Sky's help says the same of any method that cannot receive payments: withdraw "via Pay by Bank". Our withdrawal pending guide covers the closed loop and the net-deposit rule at each casino.

How to withdraw free spins winnings, step by step

The same six steps at every casino. The differences are which ones you can skip.

  1. Claim, then use every spin. Some spins only become winnings once every free spin is used. Betfred only moves winnings "once all free spins have been used", and unused spins expire. LiveScore's chips work the same way: "All free chips must be used in full before any cash winnings are credited to your account balance."
  2. Check which balance the win landed in. A win that lands in the cash balance is withdrawable straight away. BetMGM: "Cash winnings: These funds do not have a wagering requirement and are available for withdrawal at any time." A win sitting in a bonus balance is state two, and step three applies.
  3. Clear any wagering on the named games. BetVictor states that "All bonuses carry a wagering/play-through requirement which must be completed on a specific selection of games." NetBet advises that withdrawing early means "The initial bonus amount and any winnings from the bonus will be deducted from your account."
  4. Make sure verification is done. Monopoly pays free-spin winnings "subject to standard checks", and every casino noted here holds a first withdrawal until identity is confirmed. Our bank statement guide covers what to send.
  5. Pick the method the closed loop allows. The cashier shows how. LiveScore advises that "the withdrawal page will automatically show how much must be withdrawn to each method to meet Net Deposit requirements."
  6. Be at least at the minimum, or ask. £5 or £10 depending on the casino. Below that, support can approve a cash out by hand at BetMGM, BetVictor and LiveScore.

Daily free spins and the prize wheels

The daily schemes are where the most generous answers to the cash-or-bonus question are found.

Six of the ten pay their daily prize spin winnings as cash with no wagering requirements: Betfred's Prize Reel, BetMGM's Golden Wheel, LiveScore's Daily Free Game, Monopoly's Free Parking Picks, Paddy Power's Wonder Wheel and Sky's Prize Machine. NetBet's Wheel of Gold and MrQ's Friday drop pay cash with a cap. BetVictor's Guaranteed Prize Wheel pays cash prizes as cash and spin prizes under its bonus rule, and Coral's Rewards Grabber pays spins whose winnings become a restricted bonus.

Two terms apply to all of them. Most wheels open only after a deposit: BetMGM's "at least one successful deposit of £10 or more", LiveScore's "funded your Account once and have been age verified". And the wheel spin itself expires daily, so a prize not claimed by midnight is forfeited. Cash, uncapped, on a wheel that spins without a deposit is the ideal daily prize, and the no-wagering bonus list is ordered that way to bring you the closest thing to it on our roster.

Sources for this guide

Every figure is attributed to at least one of the documents. Casinos and regulators change them without warning, so be sure to check the live page before using the figures.

  1. Gambling Commission, LCCP social responsibility code 5.1.1: Rewards and bonuses: the 10x ceiling, the definition of a wagering requirement and the product-mixing ban.
  2. Advertising Standards Authority, Gambling: free bets and bonuses and Gambling: casinos and gaming: the meaning of "free" and the significant conditions.
  3. Betfred, Casino welcome bonus terms and the Prize Reel terms read for our Betfred review.
  4. BetMGM help centre: How do Free Spins work?, Golden Wheel, Does my balance have a wagering requirement? and Do received bonuses expire?
  5. BetVictor help centre: General Offers Terms and Conditions: UK customers, section 16, and Withdrawal methods.
  6. Coral help: Free Spins and Standard Promotional Terms and Conditions.
  7. LiveScore Bet help centre: Daily Free Game, Popular Withdrawal Questions and Net Deposits and Closed Loop System.
  8. Monopoly Casino help centre: What is our Free Spins Welcome Offer? and How can I use my Free Spins?
  9. MrQ help centre: Where are the rest of my free spins?, Why didn't I receive my free spins? and Withdrawals: How They Work.
  10. NetBet help centre: Free Spins Promotions FAQs and Are bonuses withdrawable?; the welcome offer terms on netbet.co.uk; the Wheel of Gold terms read for our NetBet review.
  11. Paddy Power: the Wonder Wheel and welcome offer terms read for our Paddy Power review, and the help centre page Withdrawal Queries.
  12. Sky Vegas help: Prize Machine FAQs and Withdrawal Queries.
18+

A free spin costs nothing, and the win from it is small by design. If the £6 matters more than it should, or the daily spin has become the reason you log in every day, that is worth noticing early. GamCare is free and open around the clock.

GamCare, 0808 8020 133 GambleAware GAMSTOP Our safer gambling page
Ewan Prescott, SpinRewardz reviews editor

Written by Ewan Prescott

Reviews editor, SpinRewardz

Ewan reads the promotion terms and help pages behind every free spin before writing a word, and links every cap, expiry and minimum on this page to the page it came from.